Debate about what might be better aside…this searching tutorial may help you in your personal use of iNat:
https://forum.inaturalist.org/t/how-to-use-inaturalists-search-urls-wiki/63
I think 90% of my observations are obscured but I participate in several projects who have admins who can see my coordinates. That way, as has been mentioned earlier, if the data is needed for research, there is access for trusted users but for the rest of the site, I maintain privacy. For more on the new trusted user system:
https://forum.inaturalist.org/t/clarifying-geoprivacy-reasons-for-obscured-coordinates-user-to-user-trust/730
On a humorous note, seeing a raft of mightily swimming gray squirrels in Lake Ontario would be very amusing!
Again, welcome to the forum, @blacksquirrelsyracuse! Always glad to see my state kin representing on the forum :)