You can flag taxa to request name additions. If you do so, please add a link to a source for the name or some other citation.
There are many iNat users who have various disabilities/are differently abled. You noted that you aren’t in a position to make “quality” observations, but observations of any organism are allowed on iNat. Wild (non-captive) organisms are preferred, but lifeform is ok. Many observers make observations within their own living spaces (eg, https://forum.inaturalist.org/t/er-mi-casa-es-su-casa-i-guess/59959) or immediate surroundings. Plants in a crack in the sidewalk, birds outside the window, mold on the old produce in the fridge - all are good on iNat.
Likewise, you noted you are not “qualified for identification” but there is lots of basic IDing that is still very valuable to do on iNat. You can check out some previous threads on the forum, including this one from a user who can’t get out much:
https://forum.inaturalist.org/t/suggestion-to-help-those-who-want-to-id/58412
As well as a good exploration of things “non-experts” can do on iNat:
https://forum.inaturalist.org/t/useful-inaturalist-tasks-for-non-experts-wiki/35034